:root{--bg: #ffffff;--text: #1f2937;--muted: #6b7280;--primary: #2a4b8d;--primary-50: #eef3ff;--surface: #f7f8fc;--border: #e5e7eb;--border-light: #e6ecff}.faq-modern{background:linear-gradient(135deg,#f6f9ff,#fff);min-height:100vh;padding:40px 0 80px}.faq-modern .page-wrap{max-width:1200px;margin:0 auto;padding:0 24px}.faq-modern .section-header{margin:0 auto 56px;max-width:900px;text-align:center}.faq-modern .section-badge{display:inline-flex;align-items:center;gap:8px;background:#2a4b8d1a;padding:8px 16px;border-radius:999px;font-size:14px;font-weight:600;color:var(--primary);margin-bottom:16px}.faq-modern .section-title{font-size:clamp(32px,4vw,48px);letter-spacing:-.01em;font-weight:800;color:var(--text);margin:0 0 16px}.faq-modern .section-description{color:var(--muted);font-size:18px;line-height:1.6;margin:0}.faq-modern .controls-bar{display:grid;grid-template-columns:1fr auto auto auto;gap:16px;align-items:center;margin:32px 0 40px;padding:24px;background:#fff;border-radius:20px;border:2px solid var(--border-light);box-shadow:0 4px 16px #0000000f}.faq-modern .search{display:flex;align-items:center;background:var(--surface);border:2px solid var(--border);border-radius:14px;padding:14px 16px;transition:all .3s ease}.faq-modern .search:focus-within{border-color:var(--primary);background:#fff;box-shadow:0 0 0 3px #2a4b8d1a}.faq-modern .search input{width:100%;border:0;outline:0;font-size:16px;background:transparent;color:var(--text);font-weight:500}.faq-modern .search input::placeholder{color:var(--muted)}.faq-modern .results-info{font-size:14px;font-weight:600;color:var(--primary);padding:10px 16px;background:var(--primary-50);border-radius:999px}.faq-modern .categories{display:flex;gap:12px;flex-wrap:wrap;margin:0 0 48px;justify-content:center}.faq-modern .categories .chip{display:inline-flex;align-items:center;gap:8px;padding:12px 20px;border-radius:999px;background:#fff;color:var(--text);border:2px solid var(--border-light);transition:all .3s cubic-bezier(.4,0,.2,1);font-weight:600;font-size:15px;box-shadow:0 2px 8px #0000000a}.faq-modern .categories .chip:hover{transform:translateY(-2px);box-shadow:0 8px 20px #2a4b8d1f;border-color:var(--primary)}.faq-modern .categories .chip.active{background:var(--primary);color:#fff;border-color:var(--primary);box-shadow:0 8px 20px #2a4b8d40}.faq-modern .categories .chip i{font-size:16px}.faq-modern .faq-category{margin-bottom:64px}.faq-modern .faq-category .section-title{font-size:28px;font-weight:700;color:var(--text);margin:0 0 32px;padding-bottom:16px;border-bottom:3px solid var(--border-light)}.faq-modern .faq-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(480px,1fr));gap:20px}.faq-modern .faq-list{display:flex;flex-direction:column;gap:16px}.faq-modern .faq-item{background:#fff;border:2px solid var(--border-light);border-radius:16px;overflow:hidden;box-shadow:0 4px 12px #0000000d;transition:all .3s cubic-bezier(.4,0,.2,1)}.faq-modern .faq-item:hover{transform:translateY(-4px);box-shadow:0 12px 28px #2a4b8d26;border-color:var(--primary)}.faq-modern .faq-question{width:100%;text-align:left;background:transparent;border:0;padding:24px;display:flex;align-items:center;justify-content:space-between;gap:16px;font-size:17px;cursor:pointer;transition:background .2s ease}.faq-modern .faq-question:hover{background:#2a4b8d08}.faq-modern .faq-question .q-text{font-weight:700;color:var(--text);line-height:1.4}.faq-modern .faq-question i{color:var(--primary);font-size:16px;transition:transform .3s ease;flex-shrink:0}.faq-modern .faq-question[aria-expanded=true] i{transform:rotate(180deg)}.faq-modern .faq-answer{padding:0 24px 24px;color:var(--muted);line-height:1.7;font-size:15px}.faq-modern .faq-answer p{margin:0 0 12px}.faq-modern .faq-answer p:last-child{margin-bottom:0}.faq-modern .faq-answer a{color:var(--primary);font-weight:600;text-decoration:underline;text-decoration-color:#2a4b8d4d;transition:text-decoration-color .2s ease}.faq-modern .faq-answer a:hover{text-decoration-color:var(--primary)}.faq-modern .faq-cta{background:linear-gradient(135deg,#fff 0%,var(--primary-50) 100%);border-radius:24px;padding:48px 32px;margin:64px 0;text-align:center;border:2px solid var(--border-light);box-shadow:0 8px 32px #2a4b8d1f}.faq-modern .faq-cta .section-title{font-size:32px;margin-bottom:12px}.faq-modern .faq-cta .section-description{font-size:18px;margin-bottom:32px}.faq-modern .center-actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}.faq-modern .btn-primary,.faq-modern .btn-secondary{display:inline-flex;align-items:center;gap:8px;border-radius:12px;padding:14px 24px;font-weight:600;font-size:16px;transition:all .3s cubic-bezier(.4,0,.2,1);border:2px solid}.faq-modern .btn-primary{background:var(--primary);border-color:var(--primary);color:#fff}.faq-modern .btn-primary:hover{transform:translateY(-2px);box-shadow:0 12px 28px #2a4b8d4d}.faq-modern .btn-secondary{background:#fff;border-color:var(--border-light);color:var(--text)}.faq-modern .btn-secondary:hover{transform:translateY(-2px);box-shadow:0 8px 20px #0000001f;border-color:var(--primary)}.faq-modern .back-to-top{position:fixed;bottom:32px;right:32px;width:56px;height:56px;border-radius:50%;background:var(--primary);color:#fff;border:0;box-shadow:0 8px 24px #2a4b8d4d;cursor:pointer;transition:all .3s ease;display:flex;align-items:center;justify-content:center;font-size:20px}.faq-modern .back-to-top:hover{transform:translateY(-4px);box-shadow:0 12px 32px #2a4b8d66}@media(max-width:1024px){.faq-modern .faq-grid{grid-template-columns:1fr}}@media(max-width:768px){.faq-modern{padding:24px 0 60px}.faq-modern .page-wrap{padding:0 16px}.faq-modern .section-header{margin-bottom:40px}.faq-modern .controls-bar{grid-template-columns:1fr;padding:20px}.faq-modern .categories{gap:8px;margin-bottom:32px}.faq-modern .categories .chip{padding:10px 16px;font-size:14px}.faq-modern .faq-category{margin-bottom:48px}.faq-modern .faq-category .section-title{font-size:24px;margin-bottom:24px}.faq-modern .faq-question{padding:20px;font-size:16px}.faq-modern .faq-answer{padding:0 20px 20px}.faq-modern .faq-cta{padding:32px 24px;margin:48px 0}.faq-modern .faq-cta .section-title{font-size:26px}.faq-modern .center-actions{flex-direction:column}.faq-modern .btn-primary,.faq-modern .btn-secondary{width:100%;justify-content:center}.faq-modern .back-to-top{width:48px;height:48px;bottom:24px;right:24px;font-size:18px}}@media(prefers-reduced-motion:reduce){.faq-modern .faq-answer,.faq-modern .btn-primary,.faq-modern .btn-secondary,.faq-modern .categories .chip,.faq-modern .faq-item,.faq-modern .back-to-top{transition:none}}